EMV Technology What Small Merchants Need to Know

EMV Technology What Small Merchants Need to Know Credit Hamik/Shutterstock Overthe last few years,credit card databreachesat chain storeshave exposedthousands of customersto hackers looking tomake a quick profit off their victimsinformation.In an effort topreventsuchsecurityviolations,merchants have beenurgedto accept EMV chip cardssince the fall of 2015orelsebearthecostof any ensuing fraudulentactivity.CreditCards.comreports thatthis initiative has resulted in855millionchip cards issued to American consumers, representing 85 percent of credit cards and 60 percent of debit cards issued by the end of July 2017.Thoughthenumber of geschftslebenes accepting chip-based credit and debit cardscontinuesto grow,somegeschftliczu sich umganges,including manysmall merchants,are totentotenleise hesitantabout adopting thistechnology.To help you better understandthe current state ofEMVand what it means for your businessmoving forwardheresan overview ofitsstandards and e xpert advice for small business owners.What is EMV?EMV, whichis named after its original developers (Europay, MasterCard and Visa), is a global credit card standard that enhances the security of in-person card transactions.EMV technology allows sensitive cardholder data to be stored in a chip, rather than in the magnetic stripe found ontraditionalpayment cards.Since individual organizations can only do so much tostopcybercriminals, the credit card payments industry instituted EMV policies to fight credit card fraud. The governmentalso stepped in to lead a nationwide effort to better protect consumers. In October 2014, President Obama issued an executive order to implement enhanced security measures for consumer finances. Part of this order, which is detailed in a?White House fact sheet, requiredpayment card issuers to embed cards with secure EMV microchip technology by October 2015.The technology has been around for about two decades and is used in much of the world, but the chip-en abled cards have only really caught on in the U.S. over the past few years,saidMikeBlang, senior vice president of sales and absatzwirtschaft atWind River Financial, a merchant account provider.How EMV worksEMV technology is very simple on the customers end. Instead of swiping the magnetic strip of a credit card,you dipone end of the cardinto the EMV reader so it can scan the chip.For EMV technology to work, the point-of-sale (POS) system where the card is used must be equipped to read and communicate withthe microchip.At each transaction,themicrochip creates a unique code that cant be used again.This is very different for the traditionalmagnetic stripe card,whose datacan be easily copied by an inexpensive card-reading device and reproduced in counterfeit cards.EMV cards provide an additional layer of security by requiring a PIN input instead of a signature when authenticating purchases, said Dax Dasilva, founder and CEO ofPOSsystem provider?Lightspeed.Understanding theliability shi ftThe largest card issuers, including MasterCard, Visa, American Express and Discover,announced that merchants and issuers who did not untersttzung chip technology by October 2015 would be held liable for anycounterfeitfraud.However, the migration to EMV chip technology welches not a mandate,saidBlang.As a result, many small businessesavoidedmaking the transition. In fact, accordingto a?recentManta surveyof more than 2,000 small business owners,56percent of therespondents said they did not accept EMV chip cards.Many of the business owners we work with are unaware of this risk of not accepting EMV,said Mark Guagenti,website technology coordinator and marketing assistant forTidal Commerce, a payment processing company. Guagentis experience is not unique,asdemonstrated by the65 percent ofMantarespondentswhoexpressed being unfamiliar with the fraud liability shift for EMVcredit cardsand the34 percentwhodidnt know what EMV technologyisor how it may impact their business.There are nuances ,but the general idea is that in the past,the card issuer held counterfeit fraud liability,explainedBlang.After Oct. 1, 2015, the entity that had invested least in chip technology,whether itsthe merchant or the card issuer, holds the fraud liability going forward.For example,if a customer has a chip cardbut the merchant does not have a terminalthat is certified for chip card acceptance, then the cost of anyfraudulent transactionwillbe that merchantsresponsibility.Some merchants didnt know their level of counterfeit fraud liability since, in the past, issuers simply absorbed the loss,saidBlang.Challenges of switching to EMVA lack of understanding of the liability shift isonly one of the reasonssomemerchants have delayed implementation of EMV technology. Some businessesare reluctant to take ontheupfront investmentfornew hardware and software upgrades.Many business owners fear that the cost to upgrade to an EMV terminal is steep,said Guagenti. This can be the case especially forrestaur antsorbusinesseswith multiple locations,he added.Getting the appropriate certificationsin a timely fashion has been anotherchallengeforbusiness owners, even thosecommitted to the conversion process. In addition to adopting new software so they can accept EMV, merchantsand their newly EMV-compliant terminals must undergo a certification process.Many software providers underestimated the complexity and time of getting certifications completed,saidBlang.In some environments using integrated point-of-salesystems, the software needed to process chip transactions was not certified bythe date of the liability shift.Thisputs merchants in the precarious position ofhaving their new terminalsset up and ready to gobut still waiting to be certified, even though they are already being held accountable for any fraud that occurs with customerswhohave EMV chip cards.Thoughitsa frustratingsituation,Blangremainsoptimisticabout the overall impact EMV will have on the marketplaceandreminds merchants tha tevery day,more and more providers are being certified and rolling out EMV to thosewhowant it.In fact,the Manta survey reportsthat77 percentof small business owners who havemovedto EMV technology saidthe transitionwent smoothly.According toBlang, the U.S. is largerand morecomplexthan any otherpayment card marketin the world.This, combined with what was arguably a shorter migration timeframe, may lead one to believe that what was achieved was actually nothing short of moving mountains,he said.Perks ofEMVThe benefits of EMV technologyhave not goneunnoticed.Fraud reduction is the biggest payoff.The level of success is subjective, but some industry statistics indicate that counterfeit payment card fraud is already down byup to 40 percent,saidBlang.MasterCardreportedthat fraud decreased by 60 percent in terms of dollars among its top five EMV-compliant merchants,according toPYMNTS.There are many otherbenefits business owners?shouldconsider when upgrading to EMV.According to Guagenti, the newEMV-compliantterminals provide endless add-ons and support mobile purchases with Apple Pay and Android Pay. Guagentialso pointedout thatEMV technology provides pay-at-table and pay-in-aisle options,which allow customers to pay where they are, without their credit card everleaving their hand.Todays technology is?making it even easier to integrate systems into legacy POS,and stand-alone?systems are comparable to older machines,said Guagenti.Your new machines will provide?you with a better customer experience and increased protections.Customers arealso beginning toappreciateEMV.According to a surveyof 2,000 U.S. adults bypersonal finance websiteNerdWallet,78percentof respondentssaid they like EMV cards,with 47 percent believingthe cards make transactions more secure, and 48 percent concludingits their preferred way to pay at the store.AccommodatingcustomerswithoutEMV cardsNot allcardholders have receivedupdated, EMV-enabled versions of their credit cards. This isnt something merchan ts have to worry about, as long as they have already made the switchto EMV technology.EMV-compatible terminals and machines are also set up so they can swipe traditional magnet stripe cards,saidSuneeraMadhani,founder andCEO of?Fattmerchant, a credit card processing solutions provider.So,if a consumer walks into the business without an EMV card,they will still be able to process the transaction.However, the business will not be responsible for fraud-related losses from those swiped transactions.If a business has implemented the technologybut customers dont have a chip card, the liability burden remains with the banks,said Matt Schulz, senior industry analyst at?CreditCards.com.Generally speaking, the only case in which the liability burden shifts is when a credit card holder has a chip card but the merchant doesnt have the technology to accept the chip card.MovingforwardIf a business hasnt upgraded to EMV technologythey should make plans to do so as soon as possible,Schulz advised.Wh ile it is definitely expensive to make these upgrades, the reality is that the merchantrisks facing far greater costs if they end up getting stuck with the bill for future credit card losses.Switching to EMV will mean adding new in-store payment technology and internal payment-processing systems all while complying with new liability rules, but its a crucial investment,addedDasilva.Although EMV technology is a strongdeterrentto fraudulent activity, itcannotprotect consumers from all data breaches. Card-not-present fraud, which involves purchasesmade online, by phone or via mail order, is on the rise and will remaina problem for years to come.But regardless of what new challengesmay be on the horizon,EMV technology is already the standard around the world andshapingthe future of payment processing.EMV is not a technology trend that will fall by the wayside,Madhanisaid.We are the last country to adopt this technology, and we will only continue to landsee the development of EMV and con tactless technologies.Additional reporting by Nicole Fallonand Sara Angeles.Some source interviews were conducted for a previous version of this article.Editors Note Looking for a credit card processor for your business? If youre looking for information to help you choose the one thats right for you, use the questionnaire below to have our sister site, BuyerZone, provide you with information from a variety of vendors for free Paula Fernandes Paula is a New Jersey-based writer with a bachelors degree in English and a masters degree in education. She spent nearly a decade working in education, primarily as the director of a colleges service-learning and community outreach center. Her prior experience includes stints in corporate communications, publishing, and public relations for nonprofits. Reach her at fernandes.writegmail.com. 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Making Room For This Guarantees Success, According To GEs Vice Chair

Making Room For This Guarantees Success, According To GEs Vice Chair Its no secret that the playing field for men and women in corporate America is far from level. Women are underrepresented at every level of the workforce and while most companies want to do the right thing and shift this dynamic, its tricky to know what steps to take in order to effect real change. Thats why Fairygodboss convened its first-ever Galvanize Summit on Nov. 1 and 2, where the leaders of Fortune 500 companies womens resource groups gathered to share ideas and best practices. GEs Vice Chair Beth Comstock, who was interviewed by Deputy Digital Editor of Fortune Magazine Kristen Bellstrom, shared her insight with the crowd Change is hard, she said, because you have to stop doing what youre doing and do something new. You have to binnensee some incentive and reward in doing it.She said that while disrupting routines can be a constant challenge, shes proud of the progression GE has made in making its workforc e more diverse. Weve become more tolerant of difference, and I think that has made us more innovative, she told the audience. While the 125-year-old company has a rich history, its always looking toward the future and raising the bar. Earlier this year, for instance, GE announced that by 2020, it hopes to have 20,000 women in STEM roles, as well as 5050 female/male representation in each of its technical entry-level programs.Still, Comstock stressed that its not enough. She said that even though GE is working hard to recruit women out of college and get them into women-focused education and training programs, as women progress in their career, we dont have the numbers we should. All of us know we could be better we just havent cracked the code. Comstock added that focusing on both the short term and long term can be very difficult so its important to make long-term goals a priority. She offered some practical advice for company leaders who are having trouble implementing change, ex plaining that shes a big proponent of bringing in outside influences and challenging the current mindset. You have to make room for that in your own brain, she said. Im big on testing, piloting, and giving people permission to test. For those who are hesitant to embrace the fail fast, fail often mentality, Comstock had some simple advice No one likes to fail. But test things earlier do it in a smaller way. That way, failures are smaller. Reduce the definition of where you want to fail.When Bellstrom broached the subject of sexual harassment, Comstock said she feels encouraged and takes comfort in the fact that people are coming out and speaking up about their experiences. She and Bellstrom agreed that perhaps the only positive aspect of the recent new stories is the conversations that have resulted. You need to have the discussion, Comstock said. You need to start with having the conversations and say, what are we going to do to change our behavior? She added that for this issue in particular, womens networks can be a particularly powerful resource because women might feel more comfortable speaking up in a women-focused space than they would approaching HR.Comstock also emphasized the role that mentors and sponsors can play in advancing women in the workplace. She shared a personal anecdote to illustrate what thats looked like for her Ive really struggled with confidence, she revealed. Im introverted by nature Im shy. Ive had people call me out on it. Jeff Immelt GEs Chairman and CEO has had to tell me, you need to speak up. Youre here because I want your opinion. Im fortunate to have people like that call me out in a safe space. Comstock added that shes a big fan of networks and gave a shout out to GEs womens network, which has offered women a space to lead when they might not otherwise assume a leadership position. She encouraged the crowd to utilize their womens networks People have your back and see you as a leader in a way that they maybe havent before.

The Best System You Need to Be Using for Writing Center Notre Dame Resume Grad Uncovered

The Best System You Need to Be Using for Writing Center Notre Dame Resume Grad Uncovered Definitions of Writing Center Notre Dame Resume Grad For instance, if the listing states the provider is seeking a candidate whos tech-savvy, you might have a section called Technological Skills. Writing consultants are content to assist with grammatical problems, but they arent proofreaders or editors. Education is among a couple essential sections employers search for on resumes. Resumes ought to be brieftypically a couple of pages. You have to create a resume that reassures the reader youre a professional, dependable person along with all the skills essential to find the business done. The mora youre able to create interest all around your work experience, the better. Detecting a job is not simple, which explains why our Student Job Search can assist you in finding work outside your house country. The absolute most important consideration to keep in mind while you document your educa tion is honesty. Unfortunately, qualitt school admissions statistics have a tendency to be harder to find than undergrad acceptance prices. Grad Life supplies a wealth of resources for active graduate students to get the most out of their time in graduate school. If admitted to Notre Dame, youd be advised to schliff the essential courses at a nearby college during the spring and summer. Unlike undergrad prices, however, grad school acceptance prices are usually calculated for certain programs or departments andnot for entire universities. If you know a possible employer will want to realize that you have the proper credentials before considering your other experience, place your education on top of the webpage just below your contact info and skilled summary. The writing consultant might not be in a position to read your whole draft, so please indicate which sections to concentrate on during your appointment. Write each section and return and see how much you are able to c ut or shorten it. It is possible to also place either the work title or the company name in the very first line based on whether you wish to emphasize the position or the business. Choosing Good Writing Center Notre Dame Resume Grad In that case, then Restrictive Early Action is most likely the proper route for you. Its possible to take action to raise the section with certifications or other expert development achievements. The next thing to do is to seek out a program. Include an Education section to the peak of your resume. Then, its your obligation to promptly send the essential documentation. In the event the web isnt providing you the help you require, call or email your schools. Therefore you wish to be sure youre sending a professional, responsible message. Unlike undergrad acceptance prices, grad school acceptance prices are somewhat hard to find online. Many schools utilize different GPA scales and computation procedures, therefore its tough to offer standardi zed information regarding Grade Point Averages. For placement on your resume, think of where youre in your career and that which you wish to emphasize. In addition, M.F.A. programs are especially cutthroat. There are a few professions like finance or healthcare where specific certifications or degrees are important to getting the job. Therefore, if you think you have the skills to have a position, you will want to convince the employer, even in the event that you havent held a position identical to the one advertised. Take time to investigate the school or company that youre applying to. The hiring company wont only need to know that youre a skilled candidate, but you will excel in the role and be a superior fit for the position.

5 Reasons to Be Jazzed About Fusion

5 Reasons to Be Jazzed About Fusion 5 Reasons to Be Jazzed About Fusion Nuclear fusion is again making a big bang in the sustainable energy world. The launch of Germanys new Wendelstein 7-X (W7-X) fusion reactor symbolizes a new optimism about fusion energys commercial viability. The W7-X is the worlds largest optimized stellarator. Housed at a Max Planck Institute for Particle Physics (IPP) facility in Greifswald, the W7-X has the rapt attention of the global energy community. Once approved by German nuclear regulators and online, it will soon be evident whether or not its nontraditional design and construction can deliver on its promise to generate more energy than it consumes on a sustained basis. If it matches or outperforms todays dominant reactor design, the Tokamak, it could upset the paradigm of a Tokamak-based future for commercial fusion power.The ITER reactor under construction in France will be the largest Tokamak in the world, the product of a 35-nation, $15 billion alli ance to emulate the power of the sun here on Earth. But for all its sophistication, its design gives rise to the same performance challenges that have motivated many fusion die-hards to pursue tokamak alternatives. Enter the Stellarator.One of a total of 50 stellarator magnet coils for the Wendelstein 7-X. Image IPPStellarators vs TokamaksStellarators were invented at Princeton University in the early 1950s. They were eventually outshone by the Soviet Unions Tokamak, which offered a simpler design and superior plasma-containment times.The two technologies follow the same basic principles to create fusion reactions. They generate a powerful superconducting magnetic field that acts as a cage to contain plasma gases at temperatures exceeding 100 million degrees Celsius, the intense level of heat required to sustain the reaction. They differ in the technologies used to stabilize the magnetic field strength throughout a ring-shaped reaction chamber. Tokamaks achieve this with an internal system that delivers pulses of current into the plasma stabilize the field. Stellarators feature externally placed magnets around a torus-shaped plasma containment ring, something akin to an inner tube wrapped in ribbon. Stellarators maintain steady state operation without pulsation. In principle optimized stellarators like the W7-X could contain plasma for longer periods without the tokamaks dangerous tendency to disrupt the magnetic field and damage the reactor.Supercomputing StridesScience magazine called the engineering model behind W7-Xs design one of the most complex ever devised. The devices promise in its optimized design, in which the magnets encircling the containment ring are irregularly shaped to precise specifications to ensure a steady-state field within the tube. Its a significant improvement on the Stellarators classical design that welches only possible with todays supercomputers and sophisticated 3-D design software. By defining the ideal shape of a plasma-contain ment field on the computer, researchers modeled a series of unusual magnet shapes contoured precisely to form an optimal reaction environment. Schematic of the W7-X stellarator. Image IPPStellarator SpecsThe W7-X incorporates 50 twisted superconducting magnets that weigh 6 tons each and measure 3.5 meters tall. They each contain about 1 km of superconducting cable. The magnets and a series of 20 planar magnets encircle a torus shaped vacuum chamber matched precisely to the optimized twists and turns of the magnetic field. The liquid helium-cooled assembly, which resembles a giant, semi-squashed Slinky, is housed in a 16-meter-wide cryostat with 250 entry portals. Mega-ProjectThe W7-X took 19 years (some 1.1 million construction hours) to build, at a cost of 1 billion euros (approximately $1.1 billion). The project had been close to cancellation due to cost over-runs, technical problems, and the bankruptcy of a primary magnet supplier. Teams of engineers and scientists have been test ing the system for more than a year since construction wrapped up in May 2014. Following the lengthy assembly time, we are now very pleased with the excellent measurement results, says IPPs Sunn Pedersen. The flux surfaces look just how we wanted them to appear.Other StellaratorsThe Large Helical Device (LHD) in Toki, Japan, has been the worlds largest Stellarator. It opened in 1998 and currently reflects the state of the art of stellarator technology by achieving performance rivaling Tokamaks of its size. A decade earlier in Germany, Max Planck teams launched the first partially optimized Stellarator dubbed the Wendelstein-7AS. Seeking to build on these promising advances in stellarator optimization, the U.S. Department of Energy commissioned the Princeton Particle Physics Laboratory to launch the National Compact Stellarator Experiment (NCSX) in 2004. Faced with unanticipated costs and technical issues, the project was cancelled four years later.At this writing, the W7-X had yet t o go live. But as the ITER project faces yet another lengthy delay in completion, all eyes are on Griefswald to see if this complex device will show the way forward toward infinite, safe, clean energy.Michael MacRae is an independent writer.Explore cutting edge solutions for the challenges that the nuclear industry faces today at ASMEs ICONE For Further Discussion Following the lengthy assembly time, we are now very pleased with the excellent measurement results.Sunn Pedersen, Max Planck Institute of Particle Physics

How to Close Your Cover Letter

How to Close Your Cover Letter How to Close Your Cover Letter After youve written a couple of paragraphs about your work experience, skills, and enthusiasm for the job and company, its time to wrap things up. Weve written about email sign-offs, but closing your deckblatt letter comes with its own set of rules. Here are Grammarlys best tips for signing off a letter to a potential employer.Say ThanksNobody wants to hire an employee with badeanstalt manners. Make sure to thank the reader for his or her time with a brief sentence. Thank you for your time and consideration is voreingestellt, but if that sounds too formal, try changing the wording to reflect the way you normally speak. The cover letter is a great place to let your personality shine, so adapt the language to suit your style.Contact Information and Call to ActionDont make the hiring managers job any harder than it needs to be. Include your contact information in the header of your letter and toward the end of the text. You should also add a call to action, a marketing term for a message that prompts the reader to do something such as clicking a link, signing up for a newsletter, or buying a product. In this case, you want the hiring manager to offer you an interview.Example Please feel free to contact me at phone number or email address. I look forward to hearing from you soon.If youre feeling especially bold, flip the script Tell the hiring manager that youll be in touch soon to follow up on your application but be courteous and respectful of theirtime.Choosing the Best ValedictionMost letters begin with some kind of salutation or greeting, whether its Yo Homes or To Whom It May Concern. The closing of your letter formally known as a valediction should mirror the tone of your opening salutation. The standard business letter etiquette dictates that you begin with Dear Mr./Ms. Manager, and the most common closing is Sincerely, but thats not your only option.Thank You A classic for a reason, you cant go wrong with a simple expression of thanks.Best/Kind Regards A solid choice that conveys a warm, caring tone.All the Best A personal favorite, it subtly implies that the letter writer is the best. Not a bad subliminal message when youre on the job hunt.Respectfully A little more reserved and formal than other choices, its a good choice for a more conservative hiring manager.Cover letters are business documents, so you should avoid an overly friendly or familiar tone- even if you know the hiring manager personally. Obviously you wouldnt sign off Love, but Thanks and Cheers are a little too casual for a cover letter. You should also steer clear of old-fashioned phrases like Faithfully Yours. According to Amy Levin-Epstein, writing for CBS MoneyWatch, you should choose the sign-off that fits the industry and your personality the best.Remember, having all the right words wont count for much if theyre misspelled or punctuated incorrectly. Grammar matters, so make sure you proofread m ultiple times. Read your work out loud, ask a friend, and run your work through aspelling and grammar checker before you send your letter.Master the art of closing deals and making placements. Take our Recruiter Certification Program today. Were SHRM certified. Learn at your own pace during this 12-week program. Access over 20 courses. Great for those who want to break into recruiting, or recruiters who want to further their career.

Whats your leadership style

Whats your leadership styleWhats your leadership styleBecoming a great leader can be as simple as adapting the right style.If you are in a leadership position or are about to be, takea look at some of these successful leadership styles. While some people adopt just one, many peopleusea combination of styles.Democratic. This approach includesall members of the gruppe when it comes to decision-making. While the leader ultimately makes the final decision, each member gets a say in how they think things should be done. These schrifts of leaders try to inspire creativity and critical-thinking within the team. One of the downsides to this style is that it can take longer to come to a final decision, which can be detrimental when there are tight deadlines. Autocratic. This isa dictator type of leadership. When an autocraticleader makes a decision, they usuallydont ask for input from team members. There is one clear leader who makes the decisions, withteam members setting expectations and di rection. While things can be accomplished more quickly with this leadership style, it often squashes creativity andout-of-the-box thinking.Coaching. Theseleaders tend to think of themselves as mentors. They spend a lot of one-on-one time with employees to help improve their performance and create goals they feel connected to. This type of style is best foremployees who are seeking professional development and show initiative. However, some team members may feel as if theyare being micromanaged. Laissez-Faire. This is a hands-off type of leadership. The leader sets goals and expectations from the team and then gives them space to get their work done. Team members have total freedom to set their own deadlines and milestones. When needed and asked for, the leader steps in to offer help or advice. This style of leadership works bestwithanexperienced team and can be very effective with regular feedback andperformance reviews.Pacesetting. This type of leader clearly lays out high standard s for performance andconstantly raises the bar. This style can be good in that it keeps team members on their toes when it comes to productivity. Butemployees always feel like they are being asked for more, whichcan lead to decreased morale. This leadership style can beeffective, when used sparingly and in conjunction with other styles.

Pharmacy CV Example Best Design Tips

Pharmacy CV Example Best Design TipsPharmacy CV Example - Best Design TipsConstructing an impressive CV is critical to a successful job search in the pharmacy industry. Despite the strengths of a resume to highlight your top skills and talents, a CV offers more depth to your multifaceted background and experiences. A CV represents all of the unique experiences youve had to provide employers with a more holistic perspective. A CV includes both hard and soft skills that are valuable to you, ranging from extracurricular activities to volunteer work. Since a CV offers a more a sophisticated perspective of your experiences, it allows you to demonstrate how you can apply your skills to a sortiment of job titles.Always keep your CV as current as possible. Sustaining a CV that is up-to-date with new skills makes it an effortless process when tailoring future CVs and resumes to career opportunities. Therefore, review the tips for crafting a great CV on this page and check out the pharmacy CV templates for more help.Create This CVPharmacy CV Templates Pharmacy AideA pharmacy aide is essential in assisting pharmacists and ensuring that pharmacy operations are going smoothly. A pharmacy aides CV should reflect the ability to perform a range of administrative duties such as answering phones, manage money, replenish supplies, and ensuring pharmacy equipment cleanliness. Keep in mind the following tips when crafting your CV Projected job growth until 2024 9% Required education High school diploma, on-the-job training or completion of a pharmacy assistant certificate program Top skills to include experiences with serving as clerks for pharmacies and handling money, taking prescriptions from patients, and completing orders for patientsPharmacy TechnicianA pharmacy technicians CV should reflect an ability to collaborate and communicate effectively with pharmacists to prepare and distribute prescription medication for patients. Check out the following tips for your CV Proj ected job growth until 2024 9% Required education High school diploma or equivalent pharmacy technician training program and on-the-job training Top skills to include working with patients to take prescriptions, working with a variety of healthcare professionals, combining medicines, labeling and giving instructions on medication usagePharmacistA pharmacist is responsible for interpreting a physicians order to begin preparing medication for a patient. A pharmacists CV should include their experience in monitoring drug therapy and advising on any interventions needed. Check out the following tips for your CV Projected job growth until 2024 3% Required education Doctoral or professional degree Top skills to include distributing medication by compounding, packaging and correctly labeling it and ensuring that the medication is appropriate for the patient and his or her overall healthCustomize CVWhat Most Pharmacy Jobseekers Forget to IncludeNow that you have learned the hard-skills to h ighlight on your CV from our pharmacy CV templates, its time to consider including your soft skills as well. Even though your educational and technical backgrounds are necessary to include on your CV, job seekers should also be able to learn more about who you are and your character from other meaningful experiences. Adding soft skills to your CV helps employers to get to know your personality without meeting you first. A pharmacy CV with soft skills can help you showcase your organizational skills which are especially important for filling prescriptions, excellent personal skills when speaking to patients in person or over the phone, and great attention to detail. Other traits that can enhance your CV are excellent communication skills, assessment of patient care, and keen memorization skills. Conveying your soft skills to employers helps them to recognize your commitment to a patients overall health and to assess the proper medication to help them. Dont forget to include experienc es with collaboration and teamwork, particularly in a pharmacy office where the day-to-day functions can become chaotic.Excellent Action Verbs for Your Pharmacy CVCreating a great CV is dependent upon the schrift of prose and language you use. Including impressive action words in your CV will help make your application stand out to prospective employers. Also, think about including some of the action verbs from our pharmacy CV templates to your own. Improving your CV to include excellent action verbs will provide employers with a new perspective on who you are and your experiences. Avoid using the passive voice and think about all of the amazing accomplishments you have made in your career and transform them into a good action verb What you have done in your career thus far is valuable and you should ensure your word choice captures that. Assessed Collaborated Compiled Distributed Facilitated Informed Monitored Organized Prevented SuppliedPharmacy CV Templates